Board
BEc (Accounting and Finance), CA
Patrick has more than 30 years’ experience in the financial services sector, having initially qualified as a Chartered Accountant with Price Waterhouse. Prior to joining Pepper Group Limited in 2001 as Finance Director, he was Divisional Finance Director for a range of business operations within Macquarie Group Limited (ASX: MQG), including the Banking & Property, Corporate Finance, and Project & Structured Finance groups.
As Finance Director for Pepper Group, Patrick was responsible for all aspects of the non-bank lender’s financial, treasury, wholesale funding, and securitisation activities. In 2008, he became CEO of Pepper’s Australian mortgage lending and asset finance business, before being appointed as Co-Group CEO of Pepper Group’s global consumer lending and asset management activities in 2012, a role which spanned 2,000 employees, eight countries, including the UK, Ireland, Spain, South Korea, and China, and had assets under management in excess of $50 billion.
Patrick is a former Deputy Chairman of the Australian Securitisation Forum (ASF) and was recognised as a Fellow and Lifetime Member of the ASF in 2014 in recognition of services to the Australian securitisation industry. He was also awarded Australian Financial Services Executive of the Year (2014) by CEO Magazine.
B.Sc (Hons), ACA, MAICD
Peter qualified as a Chartered Accountant in the UK and has 35 years’ experience in senior leadership roles in a number of global banking and non-bank financial institutions.
He was most recently with Liberty Financial, one of Australia’s largest non-bank financial institutions where he was a member of the senior management team and board director responsible for strategy, business development, and marketing. He also headed up the company’s New Zealand operations which included loan origination, the Mike Pero branded broking network, and a successful debenture funding program.
Prior to joining Liberty Financial, Peter was a partner at Deloitte where he advised on buy and sell-side M&A transactions, capital raising, and securitisation facilities to a range of banks and non-banks. Peter was also a member of the Deloitte Top 40 Leadership group representing the Financial Services Industry (FSI) sector.
Peter is a former member of the Australian Securitisation Forum (ASF) national committee and appointed a Fellow of the ASF as recognition for his services to the non-bank financial institutions sector.
M.Mngt, GAICD
Steve has over 30 years of experience in investment banking, including roles in the treasury divisions of Barclays Capital Singapore, Rothschild, and HSBC Japan. For ten years he was Principal of a boutique risk advisory firm which focused on helping C-suite executives to manage significant financial market risks. This experience is combined with significant corporate governance experience including ten years as a Responsible Manager for a Wholesale Australian Financial Services Licence (AFSL). Steve continues to provide advice and assistance to businesses across a number of industries. He is a Graduate Member of the Australian Institute of Company Directors, and has a Master of Management from MGSM.
B. Bus, FCA
Cameron has over 40 years’ experience in the finance sector, having trained as a Chartered Accountant at KPMG. Cameron was a partner at Moore Stephens Sydney and founded and grew White Outsourcing into an entity with back office administration of over $30 billion. Cameron was CEO of Employers Mutual until 2010, having grown it from $30 million of annual premiums under management to over $1 billion. As COO, Cameron took operational responsibility for the successful ASX listing of the insurance broking accumulator Steadfast Group. Cameron is Chairman of AS White Global Pty Limited, which has over 1,000 employees in Australia and Asia, providing offshore teams to Australian businesses.
B. International Bus, Diploma Finance & Mortgage Broking Management
Mark has over 20 years’ experience in banking and finance, with the last 15 years specialising in commercial asset finance. After completing his International Business degree, Mark held roles at NAB and Mercedes-Benz Finance. In 2008, Mark joined QPF (now a 56% owned finance broking business of COG) and has since developed a strong client base, and established a number of broker partnership models with national vendors and financiers. Mark has been heavily involved in various acquisitions since QPF joined COG in 2016 and has recently joined the COG Board as an Executive Director.
Management
BEc, CA
Andrew trained as a Chartered Accountant at KPMG 25 years ago. After leaving the accounting profession, Andrew spent six years with Peabody Coal and Rio Tinto in the Treasury area. More recently, Andrew has been involved in the non-bank finance sector where he has been involved with establishing wholesale funding arrangements for Zip Co Limited and Think Tank Commercial Property where he was Chief Financial Officer and Chief Information Officer. Andrew is the Chief Executive Officer of COG Financial Services Limited, and retains Non-Executive Directorships with Zip Co Limited and Think Tank Commercial Property.
BCom, CA, MBA
Richard trained as a Chartered Accountant at KPMG 30 years ago. Richard’s most recent role prior to joining COG was as CFO of MKM (part of MA Financial Group Ltd). He has a deep experience in financial services and non-bank lending including similar roles at Pepper Money and Macquarie Bank. In addition, Richard has held senior finance roles at Coca Cola Amatil and Campbell Arnott’s.
